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Safeguard Your Loved Ones With Life Insurance
Find the right life insurance for you! Compare term & universal life quotes. Get affordable coverage & protect your loved ones.
Coverage Up to
Years of Excellence
Our Holder
Unmatched Protection at Unbeatable Rates
Manhattan Trust offers the best of both worlds, expertise, security, and trust, all at the most competitive rates in the market. handle your needs with care, ensuring your assets are protected with the highest level of security. You won’t find a more affordable way to achieve financial peace of mind.
Services
Protecting You for a Better Future
Term Life Insurance
- Protect Your Family: Low-cost term life safeguards loved ones.
- Locked-In Rates: Pay the same throughout your term (10-30 years).
- Flexible Coverage: Choose a term that fits your life stage.
- 24/7 Access: Manage your policy online anytime.
- Add-On Benefits: Spousal, child coverage, and more available.
Universal Life Insurance
- Lifelong Coverage + Cash Value: Grow money & protect loved ones.
- Flexible & Affordable: Adjust coverage as needed, potentially lower cost.
- Built-In Savings: Save for future needs with cash value growth.
- All-in-One: Combine insurance & savings for simpler planning.
- Access Your Cash: Borrow or withdraw funds for emergencies (restrictions may apply).
About Me
Timothy Ross Your Personal Insurance Advisor
My name is Timothy Ross, and I’m passionate about guiding families towards a secure future. As a trusted Insurance Advisor, I understand the importance of protecting what matters most. Whether you’re seeking the affordability of Term Life or the flexibility of Universal Life, I’ll work closely with you to find the perfect insurance plan that fits your unique needs and budget. With Manhattan Trust’s innovative products and my personalised approach, you can feel confident knowing your loved ones will be cared for, no matter what life throws your way.
- Your Trusted Insurance Guide
- Finding the Perfect Fit
- Peace of Mind, Guaranteed
Why Choose ME
Here's Why I'm Your Ideal Insurance Partner
Personalized Expertise
I don't believe in a one-size-fits-all approach. I'll take the time to understand your unique situation and financial goals to recommend the Manhattan Trust life insurance plan that best fits your needs and budget.
Clear Communication
Insurance can feel complicated. I'm here to break things down into clear, easy-to-understand terms. You'll never feel confused or pressured when working with me.
Long-Term Partnership
Your insurance needs evolve over time. I'm committed to being a lifelong resource, providing ongoing guidance and support as your life and family grow.
MY Process
Think Future Think Insurance
First Step
Get Quotation
Getting a quote is simple! Answer a few questions about yourself and your needs. I’ll help you find the perfect plan that fits your budget.
Second Step
Fill the Application
Ready to move forward? I’ll guide you through the application, making sure everything is filled out correctly. No stress, just smooth sailing.
Third Step
Get Insured & Covered
Application done? Relax! I’ll keep you updated and ensure a seamless transition to your new coverage. Peace of mind awaits!
Finding the right advisor felt overwhelming, but Timothy made it easy. He explained everything clearly and helped me choose the perfect plan for my family. Now I have peace of mind knowing they're protected
Quote
Get Free Personalised Quote
Get a Quote
Get a Free Worldwide Life Insurance Quote Today!
- timothy@personalfinanceadvisor.net
FAQs
Frequently Asked Questions
Get the knowledge you need to make an informed decision that protects your loved ones and secures your financial future.
While you might be young and healthy, term life insurance can provide valuable coverage at a very affordable rate during this time. It can protect your loved ones financially if the unexpected happens, especially if you have dependents or debt.
Term life covers you for a specific period. However, some term policies offer the option to convert to a permanent life insurance plan (like universal life) later on without needing a medical exam, which can be helpful if your health changes.
Universal life offers lifelong coverage, but the premiums are generally higher than term life. However, universal life allows you to pay more than the minimum premium, which can help build cash value over time. This cash value can potentially be accessed through loans or withdrawalsUniversal life offers lifelong coverage, but the premiums are generally higher than term life. However, universal life allows you to pay more than the minimum premium, which can help build cash value over time. This cash value can potentially be accessed through loans or withdrawals (subject to policy terms).
There's no single answer, but many factors can help determine your needs. Consider your income, debts, dependent's needs, and future financial goals to get a clearer picture. I can also help you with this calculation.
